Whether you’re looking for your first home or your next home, we can help you finance the perfect one. Check out our easy-to-use calculators to get an idea of how much home you can afford and see what your monthly payment might look like.

Take advantage of low interest rates by refinancing your existing mortgage loan. Refinancing can significantly lower your mortgage payment and free up your monthly cash flow to make your money stretch farther. Or, refinancing can reduce the number of years to payoff your loan – building up the equity in your home even faster.

Purchasing a home is one of the most important financial decisions in your lifetime. Let us help you make an informed decision. These frequently asked questions can be a great resource to educate yourself about your home financing options. Our Mortgage Loan Officers are also happy to answer any questions you may have.

Save up to $400 off your mortgage closings costs with a First National Bank Checking Account.*

First National Checking accountSave $200
First National Checking Premier Checking accountSave $400

* Mortgage closing cost credit applies to purchase and refinance loans on primary residences only and is subject to change without notice. Cannot be combined with other discounts/promotional offers or exceed fees charged by First National Bank. See a First National Bank Mortgage Loan Officer for details.

Don't have an account with us? It's easy to apply.

Mortgage Specialists

Brian Kruger

office: 402-753-2275
fax: 402-721-0321
152 E 6th Street, Fremont NE 68025
NMLS ID 622061

Visit My Website

Nick Leland

office: 402-753-2298
152 E 6th Street, Fremont NE 68025
NMLS ID 1395081

Visit My Website

Together we keep our communities strong.

We are committed to giving back to our communities to ensure they remain successful and vibrant for generations to come, but we cannot do it without our loyal customers. When you trust us with your financial needs, you become our partner and the fuel which allows us to reinvest in our communities. Therefore, when you bank with us, you are helping to keep your community strong.

In 2016 we reinvested more than $30 million back into our communities, of which $17 million was invested in programs that increase access to safe, quality and affordable housing. That is the equivalent of a nearly $2,000 reinvestment into stable housing and home ownership programs for every mortgage we originated last year. As a result, our community partners were able to build, rehabilitate, or finance 1,076 housing units for low to moderate income individuals.

To learn more about our community giving, click here.

Mortgage Tools

  • Get a Personalized Quote

    Get a quick quote tailored to your unique lending needs.

    Check Rates

  • Monitor Current Rates

    Sign up for Rate Watch and receive email notifications when rates meet your target.

    Subscribe Now

  • Locate a Mortgage Specialist

    Find a Mortgage Loan Officer near you.

    Search Now

  • Mortgage Calculator

    Make intelligent decisions about financing your home.